National Insurance
Employer’s National Insurance Rates 2026/27
March 27, 2026Employer’s National Insurance Rates 2026/27 (UK Guide) If you run a limited company or employ staff, you need to understand: How much Employer’s National Insurance (NI) do I pay in 2026/27? Employer’s National Insurance (also called Secondary Class 1 NIC) is paid by the employer on employees’ earnings above a certain threshold. It is separate
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How to Tell If You’re Inside or Outside IR35 in 2025/26
March 13, 2026How to Tell If You’re Inside or Outside IR35 in 2025/26 If you contract through a limited company, one of the most important tax questions is: Am I inside or outside IR35? The answer does not depend on what your contract says alone. It depends on your actual working practices. In this guide, we explain:
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National Insurance for the Self-Employed
January 23, 2026National Insurance for the Self-Employed in 2025/26: What You Pay and When National Insurance is often one of the least well-understood parts of the tax system for self-employed individuals. Unlike income tax, it doesn’t always feel visible, and the rules have changed several times in recent years. For the 2025/26 tax year, the structure of
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Employment Allowance in 2026: Are You Claiming What You’re Entitled To? For many employers, National Insurance is one of the highest ongoing costs of running a business. It’s predictable, unavoidable, and often accepted as simply part of employing staff. What is less well understood is that some businesses are entitled to reduce that cost through
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Understanding the New NIC Landscape for 2026 and Beyond
December 2, 2025Small Employers: Understanding the New NIC Landscape for 2026 and Beyond The National Insurance landscape is undergoing significant long-term reform, and although some of the most substantial confirmed changes—such as the salary sacrifice NIC cap—take effect in 2029, the period leading up to 2026 and beyond is already shaping how employers will need to plan
Read More National Insurance Changes 2025/26
November 1, 2025National Insurance Changes 2025/26: What Employers and Directors Need to Know The Cost of Employing Staff Just Went Up From 6 April 2025, major changes to National Insurance (NI) came into effect across the UK. Announced in the Autumn 2024 Budget, these reforms are already increasing the cost of employing staff, while also affecting the
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September 6, 2025Employer’s NICs Just Got More Expensive — But the Employment Allowance Has Doubled: Here’s What It Means for Your Business As of 6 April 2025, the cost of employing staff has gone up for most UK businesses—but for some, the blow is softened (or even eliminated) thanks to a major change to the Employment Allowance
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August 19, 2025HMRC Class 2 National Insurance Error: Why Your Self Assessment Tax Calculation Might Be Wrong If you’ve received a Self Assessment tax calculation from HMRC that includes Class 2 National Insurance — even though your self-employed income is under the threshold or doesn’t warrant it — you’re not alone. HMRC has confirmed a system error
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Why Saving Tax Could Cost You Your State Pension
August 7, 2025The Trading Allowance Trap: Why Saving Tax Could Cost You Your State Pension If you became self-employed in 2024 and are now preparing your first tax return for the 2024/25 tax year, you may have come across the trading allowance — a simplified way to reduce your tax bill. It sounds like a win: avoid
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What Employers Need to Know About NIC Changes
June 11, 2025Employment Allowance 2025/26: What Employers Need to Know About NIC Changes With the Autumn Budget 2024 bringing in higher National Insurance contributions (NICs) for employers from 6 April 2025, many small businesses are rightly concerned about increased staffing costs. However, there’s a silver lining: the Employment Allowance is rising too, potentially offsetting some of this
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