Capital Gains Tax
Capital Gains Tax when selling a buy-to-let property Selling a buy-to-let property, second home or former rental property can trigger Capital Gains Tax. CGT is charged on the gain, not the full sale price. GOV.UK explains that you may have to pay tax when you sell property that is not your home, including buy-to-let properties,
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What Qualifies as Enhancement Expenditure?
April 12, 2026What Qualifies as Enhancement Enhancement Expenditure? Which costs can you actually deduct from your gain? HMRC takes a strict approach. The rules under TCGA 1992, s38 are treated as exhaustive—meaning: If a cost fits within the rules → it is allowable If it doesn’t → it is not allowable There is very little room for
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How to Avoid a ‘Dry’ Tax Charge
April 5, 2026How to Avoid a ‘Dry’ Tax Charge Gifting assets might seem like a straightforward way to pass on wealth—but from a capital gains tax (CGT) perspective, it can create an unexpected problem. You could end up with a tax bill without receiving any cash. This is known as a “dry” tax charge. Why gifts can
Read More Enhancement Expenditure
April 3, 2026What Counts as ‘Enhancement Expenditure’ (and What Doesn’t) When calculating a capital gains tax (CGT) liability, one of the most important questions is: What costs can you actually deduct from your gain? HMRC takes a strict approach. The rules under TCGA 1992, s38 are treated as exhaustive, meaning: If expenditure fits within the rules →
Read More What Is the Capital Gains Tax Allowance?
March 11, 2026What Is the Capital Gains Tax (CGT) Allowance in 2025/26? If you’re selling shares, property (that isn’t your main home), crypto, or other investments, one of the first questions you’ll ask is: How much can I make before paying Capital Gains Tax? The answer depends on your Capital Gains Tax annual exempt amount, commonly called
Read More Capital Gains Tax (CGT) – allowances, rates and planning considerations Capital Gains Tax (CGT) applies when you dispose of an asset for more than its cost. Common disposals include the sale of shares, investment property, land, business assets and certain other investments. As with income tax, CGT planning has become more important in recent years
Read More When the £3,000 Allowance Applies
January 22, 2026Capital Gains Tax Annual Exempt Amount in 2025/26: When the £3,000 Allowance Applies Capital Gains Tax (CGT) is often only considered when an asset is sold, gifted, or transferred. For many people, it comes into play unexpectedly — particularly where investments, second properties, or long-held assets are involved. One of the key features of the
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Capital Gains Tax in 2026: Why the Timing of a Sale Matters as Much as the Sale Itself
January 13, 2026Capital Gains Tax in 2026: Why the Timing of a Sale Matters as Much as the Sale Itself When people think about Capital Gains Tax (CGT), the focus is usually on the gain itself — how much profit has been made and what tax rate applies. While those points matter, they are only part of
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HMRC Tightens the Net on Cryptocurrency Investors
January 5, 2026HMRC Tightens the Net on Cryptocurrency Investors: What the New Reporting Rules Mean for UK Taxpayers Cryptocurrency has moved firmly into the financial mainstream over the past decade. What began as a niche interest for technology enthusiasts has grown into a global market worth trillions of dollars, attracting retail investors, institutions, and regulators alike. In
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Using Losses Effectively: Income, Property and Capital Gains in 2025/26
December 13, 2025Using Losses Effectively: Income, Property and Capital Gains in 2025/26 Losses are an inevitable part of running a business or managing investments — but when used correctly, they can be a powerful tool to reduce your tax bill. Whether you’re a sole trader, landlord, investor, or company director, understanding how to use losses across income
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